Job Summary: 

This person will be supporting the Raymond James Bank's Mortgage Closing team in the capacity of a Mortgage Closer. The team consists of 5 closers oversees. The loans you will handle are from the clients of Financial Advisors as well as Florida Housing Loans which come from outside consultants. 

Essential Duties and Responsibilities

• Send out closing disclosures via mail or electronically
• Once a loan gets assigned to a closer, the closer will then be responsible for filling out the various forms (i.e. Title information, customer's demographic information, etc.)
• Reach out to Title companies to obtain closing disclosure approval
• Process funding and wiring requests
• Process bond, FHA, and VA loans
• Obtains required loan documentation and may process less complex loan applications. 
• Orders credit verifications and third party services. 
• Tracks receipt of and reviews legal documents. 
• Sets up and monitors loan and financial ticklers to ensure accuracy and timeliness of receipt of documents. 
• Verifies loan files and supporting documents for accuracy and completeness. 
• Follows up on missing documentation. 
• Prepares and compiles documents for review and approval. 
• May prepare or review for accuracy, disclosures required by relevant consumer regulations. 
• May schedule or coordinate loan closings and clear for disbursement of proceeds. 
• Prepares compliance and accounting records and reports, as required by management and regulatory agencies. 
• May perform basic loan calculations. 
• Assists customers with basic inquires or problems. 
• May perform pre-closing/post-closing/due diligence review of legal agreements and other closing documents to terms of loan commitment. 
• Performs other duties and responsibilities as assigned.

Knowledge, Skills, and Abilities:

• At least 3+ years of Mortgage Closing experience 
• *Experience with Encompass required
• Working knowledge of TRID (TILA-Respa Integrated Disclosure) and the Closing Disclosure Timing requirements
• Experience reviewing Title commitments, Trust Agreements, and POA ("Price on Application" also known as "Price on Asking")
• High sense of urgency
• Ability to meet strict deadlines
• Team player; willing to pitch in whenever / where-ever needed
• Professional at all times; clear and professional written and verbal communication skills
• Adaptable to various personality types; ability to 'know their audience'
• Reliable; good attendance record with current / previous employers - this department is constantly busy and needs all hands on deck
• Minimum of a High School Diploma or equivalent 

This is the pay range that Magnit reasonably expects to pay for this position: $18.75/hour - $25.00/hour

Benefits: Medical, Dental, Vision, 401K